Terms of Use

Not advice, not an offer

Everything on South Cross FX is educational material about gold (XAU/USD) trading. Nothing here is personal financial advice, a recommendation to trade, or an offer to buy or sell any financial product. You are responsible for your own decisions and should consult a licensed adviser if you need one.

We describe how CFDs on gold work, including leverage and margin, but we never tell you that you should open a position. A worked example like a 0.10-lot position needing about A$85.50 margin at the maximum leverage available in Australia of 1:200 is a calculation, not a suggestion to use that leverage.

Risk warning

CFDs on gold carry a high risk of loss. Because of leverage, a small price move against you can wipe out your entire margin and more. Most retail investor accounts lose money when trading CFDs, and gold is no exception. Never trade with money you cannot afford to lose.

Past performance does not predict future results, and no strategy on this site removes the risk. If you are unsure how leverage works, read our articles on margin and position sizing, and consider a demo account before risking real funds.

Figures are dated

All figures on this site, including spreads, margin requirements, and regulator details, are dated. Broker conditions change, and the only way to be sure is to check the broker's current documents before you trade. We update our pages when we re-check, but we cannot guarantee that every figure is still accurate today.

Affiliate links mean that if you open an account through our site, your relationship is with the broker, not with us. We are not a party to any trade, deposit, or withdrawal, and we have no access to your account. All disputes are between you and the broker.

Information portal, not a financial adviser

South Cross FX is an information website that explains how gold trading works through FxPro, and it is not a financial adviser or dealer. The pages here describe order types, margin calculations, platform settings and risk concepts so you can make your own decisions. Nothing on this site is personalised advice, and no one here will recommend that you buy, sell or avoid any position. We do not know your income, debts, goals or tolerance for loss, so we cannot tell you what is suitable. Treat every article as general education, not as an instruction to trade.

The site is also not an offer or solicitation to trade any financial product. It does not execute orders, hold client money, or provide a trading account. When you open an account, you deal directly with FxPro under its own client agreement and execution policies. South Cross FX has no authority to accept your funds or change your orders. Any decision to trade gold is yours alone, made after you read FxPro's legal documents and, if necessary, speak to a licensed adviser who understands your situation.

Because the site is informational, its content can become outdated between updates. Gold prices, margin rates and platform features change continuously, and a figure shown here may not match the live environment when you log in. Always check the current price, spread and margin inside your FxPro platform before placing an order. The reference price of about 4275.0 is only a snapshot for worked examples, not a forecast or a target. Verify every number yourself.

How South Cross FX earns affiliate commissions

South Cross FX is an affiliate of FxPro, which means the site may earn a commission when a reader opens and funds a trading account through its links. This relationship does not change the factual content on the page, but it does create a financial incentive for the site to encourage account sign-ups. The commission is paid by FxPro out of its own revenue and does not increase your spreads, commissions or swap charges. You will not see a separate fee labelled as an affiliate cost.

The affiliate relationship is not a recommendation of FxPro as suitable for your needs. South Cross FX does not hold an Australian financial services licence and cannot assess whether FxPro is appropriate for a particular retail investor. FxPro is licensed by the FCA (UK) and CySEC. It does not hold an ASIC licence, so Australian residents deal with an offshore entity — check this before funding. The site earns nothing from your trading losses or profits; it is compensated for the introduction, not for your outcomes.

Any compensation received is based on activity such as account openings, deposits or trading volume, and the exact amount depends on the agreement between FxPro and South Cross FX. You should assume that every link to FxPro on this site is an affiliate link. If you prefer not to use affiliate links, you can visit FxPro directly by typing the address into your browser. The content remains available regardless of how you choose to access the broker.

Plain-language limits of liability

South Cross FX is not liable for losses you incur while trading gold or any other instrument through FxPro or any other broker. Trading on margin carries a high risk of losing more than your initial deposit, and those losses are yours to bear. This site provides educational material, but it does not guarantee that the information is free of errors, omissions or delays. You are responsible for verifying every detail with FxPro before you act, and you cannot claim compensation from South Cross FX for a trading loss based on something you read here.

The site is also not liable for technical problems, interruptions or inaccuracies that may occur on its pages or in third-party tools it references. If a link to FxPro is broken, a platform screenshot is outdated, or a worked example contains a typo, South Cross FX is not responsible for the consequences. The information is provided on an as-is basis, without any warranty that it will meet your expectations or be fit for a particular purpose. You use the site at your own risk.

Nothing in these terms excludes or limits any liability that cannot be excluded under Australian consumer law. For example, if a court finds that South Cross FX made a misleading statement that caused you direct financial harm, you may still have remedies under the Australian Securities and Investments Commission Act or the Competition and Consumer Act. However, the general position is that you trade at your own risk and you cannot hold an educational website responsible for market outcomes.

Governing law for these terms

These terms and your use of South Cross FX are governed by the laws of New South Wales, Australia. If any dispute arises about the content, the affiliate relationship or the limits of liability, it will be resolved in the courts of New South Wales. This choice of law applies even if you access the site from another state or territory, because the site is published for an Australian audience and its operator is based in Australia.

The choice of New South Wales law does not override the regulatory framework that applies to FxPro. Your trading account with FxPro is governed by the client agreement you sign with FxPro and by the laws of the jurisdiction where the specific FxPro entity is regulated. For Australian residents, that is likely to be the FCA (UK) or CySEC, not ASIC. Any dispute about your trades, deposits or withdrawals must be raised with FxPro under its own terms, not with South Cross FX.

If any part of these terms is found to be invalid or unenforceable, the rest of the terms continue to apply. For example, if a court decides that one sentence in the liability section is too broad, that sentence may be removed but the remaining protections for South Cross FX stay in force. This severability clause ensures that a single legal issue does not invalidate the entire agreement between you and the site.

Publication of changes to these terms

South Cross FX may update these terms at any time, and the latest version is always published on this page. Changes take effect as soon as they are posted, not from a future date, unless the update states otherwise. You are responsible for checking this page periodically, especially before relying on any figure or opening an account through an affiliate link. The site does not send individual email notifications about changes to the terms.

When a material change is made, South Cross FX will note the date of the update at the top of this page. Material changes include alterations to the affiliate relationship, the liability limits, or the law that applies. Minor edits such as fixing a typo or updating a broken link may be made without an announcement. The date of the last review is your signal for how current the terms are.

If you continue to use the site after a change is posted, you are deemed to have accepted the new terms. If you do not agree with a change, your only option is to stop using the site and not follow any affiliate links. The terms cannot be altered by an email or verbal agreement with any individual associated with South Cross FX; only the published page is authoritative.

What South Cross FX is and is not

South Cross FX is an information portal that compares gold trading services for Australian readers, not a financial adviser or broker. It publishes educational material and broker comparisons, but it does not execute trades, hold client money, or make personalised recommendations. Any decision to trade XAU/USD remains entirely with you, and you should treat the content as general information that may not suit your objectives.

The site is not an offer or solicitation to buy or sell gold or any other financial instrument. It does not provide legal, tax, or investment advice, and nothing on these pages should be read as a promise of profit or a guarantee of performance. Gold prices can move sharply, and past results or example calculations are not a forecast of what you will earn or lose.

South Cross FX is not affiliated with ASIC or any Australian regulator, and it does not claim to be. It is an independent publisher funded by affiliate commissions, which means it may receive payment when a reader opens an account through a link. That commercial relationship does not change the factual accuracy of the content, but it does mean the site has a financial interest in the brokers it covers.

The affiliate relationship in full

South Cross FX earns affiliate commissions when a reader clicks a link to a broker such as FxPro and then opens or funds an account. The commission is paid by the broker and does not increase your trading costs. The site may also receive a fee for referred traffic even if you do not open an account, but it does not receive any payment for publishing a review or for the content itself.

The affiliate relationship does not determine which brokers appear on the site. South Cross FX selects brokers based on measurable features such as regulation, platforms like MT4 and MT5, and gold trading conditions. However, because the site is paid when you act on a link, you should treat every recommendation as potentially biased and verify all details with the broker before funding.

FxPro is one of the brokers South Cross FX links to. FxPro is licensed by the FCA (UK) and CySEC, but it does not hold an ASIC licence, so Australian residents deal with an offshore entity. The affiliate commission does not change that regulatory status, and South Cross FX does not guarantee the safety of funds or the quality of execution at any broker. Always read the broker's own legal terms and risk disclosure before trading gold.